A year of clean books, with the setup fee waived
Prepay 12 months and two things happen: the $2,500 setup fee disappears, and every account costs $200 a month instead of $250.
What you're actually buying
Not "bookkeeping hours." You're buying the end of a problem:
- Books that match the bank, every month. Every account reconciled to its statement.
- Numbers you can decide with. A profit and loss and a balance sheet each month, explained in plain English.
- A calmer tax season. Your preparer gets clean reports instead of a shoebox.
- A person, not a portal. Zack and Caitlyn answer 901-907-2903 themselves, and Caitlyn does the work.
- No surprises. Published prices, and any catch-up quoted before we start.
The math
| Accounts | Pay monthly, year 1 | Prepay the year | You keep |
|---|---|---|---|
| 1 | $5,500 | $2,400 | $3,100 |
| 2 | $8,500 | $4,800 | $3,700 |
| 3 | $11,500 | $7,200 | $4,300 |
Pay monthly, year 1 = 12 months at $250 per account plus the $2,500 setup fee. Catch-up, if needed, is the same either way.
Compared with hiring
For context: the median annual wage for bookkeeping, accounting, and auditing clerks in Mississippi was $42,840 in May 2025, according to the Bureau of Labor Statistics, before payroll taxes, benefits, and software. A prepaid year for one account is $2,400. An employee does more than one account's worth of work, of course, but most small businesses don't need a full-time bookkeeper. They need one that shows up every month.
Price calculator
Prepay the year Save $3,700
$4,800 for 12 months
- $400/month equivalent ($200 per account)
- $2,500 setup fee: waived
Pay monthly
$500 per month
- $250 per account per month
- Plus a one-time $2,500 setup fee
- First year: $8,500
Catch-up, either way: $0 one time (2 × 0 × $300), quoted before we start.
Fractional CFO is not included in these numbers. It starts at $1,500 per month and is quoted after a call.
Estimates from our published rates. Your final quote comes after the free review, once we've seen your accounts.
Book a free 15-minute books reviewWho this isn't for
We keep this offer for businesses we can genuinely help. It's not a fit if you only need a tax return, only need payroll, or are looking for the cheapest option available. The short intake before booking helps us both figure that out quickly.
See if prepaying makes sense for you
On the free 15-minute review, we'll look at your accounts and give you a real number for both options.
Zack and Caitlyn answer 901-907-2903 themselves.
- QuickBooks Online ProAdvisor
- Published, flat pricing
- No pressure, no obligation
Sources (checked November 9, 2026). Rates and rules change, so confirm with the agency before you file. This is general information, not tax advice.